Value Village / Everyday know-how

What do people get wrong about the hanko (personal seal)?

This answer is a draft. It stays unpublished until legal review and source verification are complete.

The answerThe common misunderstanding is that the hanko has been abolished. What happened in 2020–21 is that the government removed the seal requirement from about 99% of administrative procedures and many companies dropped it internally. The registered seal (jitsuin) remains legally central for property, vehicles and major contracts; banks still use a bank seal for many account operations; and the everyday seal (mitome-in) survives for deliveries and internal forms. A resident needs one; a visitor needs none.

The small carved seal pressed in red ink is where Japan signs. Foreigners find it archaic; the government has been removing it from paperwork since 2020; and yet every household still has two or three. What it is for, what changed, and what a newcomer actually needs are three different questions.

The three seals

SealJapaneseUseRegistrationCost
Registered sealjitsuin (実印)Property purchase, vehicle registration, mortgages, wills, company formation, major contracts — with a seal certificate (印鑑登録証明書) from the municipalityRegistered at the municipal office; one per person; must be unique, usually full name, 8–25 mm¥3,000–30,000+ (hand-carved)
Bank sealginkō-in (銀行印)Opening accounts, withdrawals at the counter, transfers at many banks (online banks may not require)Registered with the bank¥2,000–10,000
Everyday sealmitome-in (認印)Acknowledging deliveries, internal approvals, minor formsNone; ready-made stamps (¥100–500) with common surnames sold at 100-yen shops¥100–1,000
Shachihatashachihata (シャチハタ; self-inking)Same as mitome-in but not accepted where a proper impression is required (banks, registration)—¥500–1,500
[Verify] Reform figures with the Cabinet Office / Digital Agency's 2020–21 seal-requirement review; registration rules with your municipality.

Misunderstanding 1|Hanko were abolished in 2020

Administrative forms mostly dropped them; property, vehicles and many bank operations did not. The jitsuin is as legally weighty as ever where it remains.

Misunderstanding 2|A visitor needs one

No. Tourists sign. Even short-term residents can manage with a signature at most places; a ¥1,000 katakana mitome-in is a convenience, not a requirement.

Misunderstanding 3|Any seal works for anything

A self-inking Shachihata is refused for banking and registration because the rubber face deforms. Jitsuin and bank seal should be different seals, and the jitsuin used only for registered matters.

Misunderstanding 4|Losing a seal is like losing a pen

Losing the jitsuin is like losing a signature that anyone can forge perfectly. Report to the municipality, cancel the registration, register a new one. Keep it away from the certificate card.

Misunderstanding 5|Seals are a formality with no logic

A registered seal plus municipal certificate is a two-factor identity check that predates digital ID by centuries; the reform kept it exactly where the stakes justify it. The everyday seal, by contrast, is going the way of the fax.

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Sources

https://www.digital.go.jp/

https://www.soumu.go.jp/

https://www.moj.go.jp/

⚠️ Editorial note: the source URLs above were identified by search. Our working environment cannot reach go.jp domains, so the contents have not been checked against the text. Verify every source before publication and record who checked it and when.

About this article

What we share here are ideas and everyday practices passed down among people living in Japan, together with general information drawn from public sources. They are not official recommendations, and they are not professional instruction. Practices vary between households and regions.

This is general information. Results vary from person to person and depend on your own conditions and surroundings.

Please decide for yourself, using your own judgement, whether any of this suits your situation. We cannot accept responsibility for any damage, loss or injury arising from following this article.

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